Free SIP Calculator
Estimate the future value of your monthly mutual fund investments.
Invested Amount
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Est. Returns
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Total Value
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How to Use the SIP Calculator
Estimate the future value of your Systematic Investment Plan (SIP) in mutual funds. This tool helps you visualize the potential growth of your investments over time through the power of compounding.
- Enter Monthly Investment: Input the amount you plan to invest each month.
- Set Expected Return Rate: Enter the annual rate of return you expect from your investment (e.g., 12% for equity funds).
- Define Time Period: Enter the number of years you plan to stay invested.
- See Your Results: The calculator instantly shows your total invested amount, estimated returns, and the final maturity value of your investment.
Key Features
- Instant Calculation: See how changes in investment amount, rate, or tenure affect your final corpus in real-time.
- Clear Breakdown: Easily understand the difference between your principal investment and the wealth gained through returns.
- Simple & Intuitive: A clean interface focused on the three key inputs for SIP calculation.
Frequently Asked Questions (FAQ)
Is the expected return rate guaranteed?
No. The return rate in mutual funds, especially equity funds, is not guaranteed and is subject to market risks. The rate you enter should be a realistic expectation based on historical performance, but actual returns may be higher or lower.
What is a good expected return rate for SIPs?
Historically, diversified equity mutual funds have delivered average annual returns in the range of 12-15% over long periods. Using 12% is a common and reasonably conservative estimate for long-term SIP planning.